Prices, Promotions, styles, and availability may vary. Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.

HVAC Special Financing

CHOOSE YOUR ADVANTAGE FOR H V A C. 12 MONTHS SPECIAL FINANCING OR 84 FIXED MONTHLY PAYMENTS.

Credit Financing Promotion Details: Offers are subject to credit approval and cannot be combined with the 5% off Every Day offer or other credit-related offers. Offers are not automatic and must be selected at time of purchase. We reserve the right to discontinue or alter the terms of these offers any time.


**Subject to credit approval. Special offer for installed heating, ventilation and air conditioning: No interest if paid in full within 12 months. Offer applies to installed heating, ventilation and air conditioning purchase or order of $299 or more made on your Lowe’s Advantage Card. Offer valid 2/1/23 through 1/31/24. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required. No interest will be assessed on the promotional purchase if you pay the promotional purchase in full within 12 months from the purchase date. If you do not, interest will be assessed on the promotional purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payment may or may not pay off purchase by end of promotional period. Some or all of the minimum payment based on the promotional balance may be applied to other account balances. Regular account terms apply to nonpromotional purchases and, after promotion ends, to promotional purchases. Cannot be combined with 5% Off Every Day offer or other credit-related offers.


†84 fixed monthly payments at 9.99% APR. Subject to credit approval. Applies to purchase or order of $2,000 or more on your Lowe’s Advantage Card. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.6596% of initial total promo purchase amount, rounded up to the next whole dollar and will not be adjusted for merchandise returns which may result in paying the promo purchase in less than 84 months. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. 


For New Accounts: Standard APR is 28.99%. Minimum interest charge is $2.00. Existing cardholders should see their credit card agreement for their applicable terms. Only one credit-related promotional offer can be applied to any one item on a sales receipt. The “purchase date” for an item is the date it is charged to your account. Your account will be charged immediately for an item unless otherwise provided on your order sales receipt. Excludes Lowe’s Business Credit accounts, Lowe’s Visa® accounts and all Lowe’s Canada Credit accounts. We reserve the right to discontinue or alter these terms at any time.


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