Ratings may include incentivized customer reviews.
What Customers Are Saying
The Financial Tool wallet has a mixed reception. Customers appreciate its compact, minimalist design and useful built-in tools, finding it convenient to carry. However, the main issue is the durability of the rubber band that holds cards and cash, with many reporting it breaks or wears out quickly. This diminishes the wallet's functionality and reliability, though some have had success getting replacement bands. Overall, the wallet is considered a clever and useful item, but the band needs to be more durable to make it a truly reliable everyday carry.
Customer review summary generated by AI, including incentivized reviews.Cool design
Would RecommendI got this a long time ago and the reason was becuase I was under the impression that the money and card band didn’t break or stretch out but unfortunately it has done so. I was always gentle on it. Other than that it’s a really neat thing to have. I always had a screwdriver on me or bottle owner or just any time I needed to be handy I was. I just don’t know what to do without the band now.
From niteize.com
Great tool
Would RecommendI bought this tool couple years ago. And the elastic wrap is starting to get broken. How I can get access for a couple more elastics wraps
From niteize.com
Nope
Would Not RecommendMy second band ripped quicker than my first one. Now, they aren't sold where I found it. It's sad. I love this wallet and concept. I guess I could have hair-ties on hand...super ghetto, though.. I even gifted one to my brother!..
From niteize.com
9 in one
Would RecommendI bought this about 2 years ago and worked well but wore out over time and just about last month the band broke while I was getting a card out and just today I bought a new one but a newer version with 15 and 1 and someone stole it because I added both card holders and yea but I hope you guys could send me a replacement bands or 2 or 3 replacements.
From niteize.com
Great, but needs a design update!
This has been my second time owning this wallet. The first time, from 2016 to 2018, the band broke. And this second time (which I was ecstatic to have again), it was confiscated at Marrakech’s airport because it’s a “ninja card” (not sure if they were being racist or not.) Now I’m en route to Madrid, without a wallet and 6 cards because this wallet is no longer airport-safe as the very first sentence of the description above says.
From niteize.com
9 in 1 tool confiscated
Would RecommendThe day following my raver review, which firmly stands, I was accosted by Mexican “TSA” in Cabo San Jose airport to go through my backpack, which held my trusty Financial Tool® Multi Tool Wallet. When inquiring as to why the search, he replied “liquids”. Upon searching all 7 compartments of my backpack, he spied the unconcealed (nay, proudly displayed) Financial Tool® Multi Tool Wallet. He confiscated it saying “you cannot take this on the plane”. My daughter looked at him and me inquisititive...
From niteize.com
Hi there, we’re sorry to hear that your financial multi tool got confiscated by TSA. Happy to hear that you are already getting another one. If you do...
9 in 1 tool!
My bestie gave me this. Two months later, I was sitting in Mexico at the pool and my daughter bemoaned the need for nail polish remover. I surprised here with the Multi-Tool Wallet which she quickly took in to action to easily remove all nail polish from all ten nails. It happened to be white nail polish and also happened to be Christmas Day. A Christmas Miracle - snow in December in Cabo San Lucas. Beyond, this stress reducing 8th function, we also identified the ability to grate cheese. 9 ...
From niteize.com
Great Tool but...
I bought this tool about a year ago. I am pretty happy with it as it is discrete and can hold my ID, Credit Card, Debit Card and 3 or 4 money bills. It completely replaced my wallet and it's great when cycling or when in vacations specially in the airport. Unfortunately, last week I when to "Puerto Escondido, Mexico" and found the rubber band is wearing out and the metallic tool is getting rusted. I understand the weather in Mexico is completely different than in the US and for obvious reason...
From niteize.com
Hi there, I just wanted to reach out to thank you for the review and to let you know that we would be happy to send you some replacement bands free of...
Great wallet, small flaw; stellar customer support
Would RecommendGreat balance of simplicity and utility, but like some others have said, the band on this will break eventually. Mine lasted about a year and honestly elastic bands were a perfectly acceptable temporary replacement. I'm mostly writing this review because I reached out to customer support about replacement bands, not expecting much, but instead received exemplary support from Nite Ize. Honestly makes me so happy to see a company stand by their products
From niteize.com
Works great, don't fly with it
After flying with this no problem a good 10 times, the TSA clowns decided suddenly the scraper is a cutting instrument. Don't fly with it if you want to see it again.
From niteize.com
Great product but too brittle
Would Not RecommendI bought it 1,5 or 2 mounth ago and the elastic is already broken... It's really a pity because I like your brand and this product. Sorry for my english, I'm from France :D
From niteize.com
Almost great product
Would Not RecommendThe rubber strap they give you is next to useless with a short shelf life if you do call in they will send you more straps. Have been using a hair tie and that works so much better and lasts a lot longer.
From niteize.com
Brand broke
Would RecommendI bought the multi tool wallet about to months ago and the band broke while in my pocket. I like the wallet small compact but not so good when u go to pull it out and it falls apart
From niteize.com
We would be happy to send you more bands for your financial multi tool wallet. Please contact Nite Ize customer service at info@niteize.com or from 8-...
Love the wallet, but elastic isn't durable
Would RecommendCool product! Shame that the bands always seem to fail, however, based on all of the reviews here with the same problem. I've had mine for a few months now and love it regardless. Please consider selling the bands separately!
From niteize.com

We're sorry to hear about your bands ripping and you're right we don't sell the bands but that is because we are happy to send more bands your way fre...