Lowe’s Business Credit

^†20% Off for New Accounts: In-store offer only. Subject to credit approval. To qualify for this offer, you must apply in store, be approved for, and use a new MyLowe's Pro Rewards American Express® Card, MyLowe’s Pro Rewards Credit Card, or Lowe’s®Commercial Account to make a purchase. The 20% off is not automatic and must be requested at time of purchase. Limit one 20% off coupon per new credit account; offer is not transferable. Max discount is $100 with this offer. If you do not receive a credit decision the day you apply, but are later approved, see the Pro Desk to receive discount on your in-store credit purchase. The 20% discount will be applied after all other applicable discounts. Offer can’t be used in conjunction with or on: (i) 5% Off Every Day offer or any other credit-related discount offer; however, if the 5% Off Every Day discount offer is greater than $100, the greater discount will automatically be applied; (ii) any other promotion, discount, markdown, coupon/barcode, rebate or offer, including any Lowe’s volume or special discount programs (such as but not limited to, Contractor Pack, Buy in Bulk, Member Volume Discount (“MVD”), Special Value, New Lower Price, Was: Now, Military Discount, Employee Discount, & Lowest Price Guarantee); (iii) associate discretion price adjustments; (iv) any services (such as but not limited to, rentals; extended protection/replacement plans; shipping, delivery, assembly or installation fees); (v) fees or taxes; (vi) previous sales; (vii) gift cards; (viii) sales on Lowes.com; or (ix) Weber, Kichler, or Miele products. Coupon is not redeemable for cash, not transferable & can’t be replaced if lost or stolen. Void if altered, defaced, copied, transferred, or sold (thru any on-line auction or otherwise). Customer must pay applicable sales tax. Excludes Lowe’s Visa® Accounts and all Lowe’s Canada Credit Accounts. We reserve the right to discontinue or alter these terms at any time.  

^*5% Off Every Day: Subject to credit approval. 5% offer applies to eligible US Lowe’s store and Lowes.com purchase or order after all other applicable discounts charged to your MyLowe's Pro Rewards American Express Card, MyLowe’s Pro Rewards Credit Card or Lowe’s Commercial Account. Customer must pay applicable sales tax. Offer can’t be used in conjunction with or on: (i) other credit-related promotional offers unless otherwise stated; (ii) any other promotion, discount, markdown, coupon/barcode, rebate or offer, including any Lowe’s volume or special discount programs (such as but not limited to, Contractor Pack, Buy in Bulk, Member Volume Discount (“MVD”), Special Value, New Lower Price, Was: Now, Military Discount, Employee Discount, and Lowest Price Guarantee); (iii) associate discretion price adjustments; (iv) any services (such as but not limited to, rentals; extended protection/replacement plans; shipping, delivery, assembly or installation fees); (v) fees or taxes; (vi) previous sales; (vii) gift cards; (viii) Weber, Kichler or Miele products; (ix) Lowe’s ProSupply purchases; or items sold on Lowes.com by third-party marketplace sellers. Excludes Lowe’s Visa® Accounts and all Lowe’s Canada Credit products. We reserve the right to discontinue or alter the terms of this offer at any time.

¹Points: Subject to credit approval. See MyLowe’s Pro Rewards Loyalty Program terms at lowes.com/terms for details on points expiration, eligibility, exclusions, and terms. Points posted to your MyLowe’s Pro Rewards loyalty account 1/1 through 6/30 will expire 6/30, except that points posted in June may be claimed until July 15 of the same MLPR Program Period by calling 1-844-LOW4PRO,and points posted to your loyalty account 7/1 through 12/31 will expire 12/31, except that points posted in December may be claimed until January 15 of the following MLPR Program Period by calling 1-844-LOW4PRO. 2- and 1-point offers: See Credit Rewards Terms for details about earning points with your MyLowe’s Pro Rewards American Express Card at Synchrony.com/MLPRA-terms. Points earned with the card on eligible purchases outside of Lowe’s will post to your MyLowe’s Pro Rewards loyalty account within two billing cycles. 3-point offer: To qualify for this offer, you must open a new MyLowe’s Pro Rewards American Express® Card, then for the first 6 months after the account opening date earn 3 points per dollar spent on Qualifying Purchases made at Lowe’s, Lowes.com, or Lowe’s app. After the 6-month introductory period ends, you will earn points according to your MyLowe’s Pro Rewards loyalty account status. Points are awarded on Qualifying Purchases that have been settled and fulfilled up to $1.5M annual qualifying spend per year. We reserve the right to discontinue or alter this offer at any time. 

²365 Day Returns: Exclusions apply. See terms and conditions at Lowes.com/returns. 

³Extended Terms: Subject to credit approval. Automatically receive two billing cycles to pay (also known as Extended Terms) for purchases made with your Lowe’s Commercial Account. Only charges that are not paid by the Due Date shown on your statement will be included in determining the daily past due balances subject to Finance Charges. These charges will incur a Finance Charge from the Due Date shown on your billing statement. No Finance Charge is imposed if the Account Balance shown on your previous billing statement is zero or if the Account Balance is paid in full by the Due Date. Excludes Credit Card from American Express, MyLowe’s Pro Rewards Credit Card Accounts, all Lowe’s Canada Credit products and the Lowe’s PreLoad PLUS Mastercard®. We reserve the right to discontinue or alter the terms of this offer at any time. 

^**Platinum Pro Status: Activation may require saving card to Lowes.com Account. More terms & restrictions apply. Visit Lowes.com/Terms for details. Subject to change. 

Points earned 1/1 - 6/30 expire 6/30/26; points earned 7/1 - 12/31 expire 12/31/26. Points are awarded on Qualifying Purchases for orders that have been settled and fulfilled up to $1.5M annual qualifying spend per year. Can't be combined with any contract and/or special pricing. Visit Lowes.com/Terms for additional restrictions and full details. Subject to change.

MyLowe’s Money: NO CASH BACK. Nontransferable. MyLowe’s Money is not a credit, debit or gift card; it has no implied warranties. MyLowe’s Money can be redeemed during the stated redemption window with any other discounts, offers, or coupons. Unless stated otherwise, MyLowe’s Money expires 60 days after issuance. Limit of 5 per transaction. Void if altered, defaced, copied, transferred, or sold (thru any on-line auction or otherwise). MyLowe’s Money will be applied after all other applicable discounts, coupons, taxes and fees have been applied. MyLowe’s Money may not be redeemed or used on (1) gift cards, including Lowe’s-branded gift cards; (2) payments to a Lowe’s credit card or any third-party charge account; or (3) on any Lowe’s branded website operated by a 3rd party. Returns: for merchandise purchased with MyLowe’s Money return value will be applied first to payment method and any remaining value will be returned as MyLowe’s Money to customer’s account. Valid in U.S. only. Subject to change. Lowe’s reserves the right to withdraw MyLowe’s Money at any time for any reason. Exclusions & more restrictions apply. Full details at Lowes.com/Terms. 

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The MyLowe’s Pro Rewards American Express Card is issued by Synchrony Bank pursuant to a license from American Express. American Express and the American Express logos are trademarks of American Express Company and its affiliates. 

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC. 

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