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Credit. Lowe's Consumer Credit Cards. Choose the card that's right for you.

The Lowe's Credit Card and Lowe's Project Card both offer:
No annual fees
Accounts honored at Lowe's locations nationwide
Online account management




Card Highlights
 
Lowe's Credit Card.
Lowe's Credit Card.
Extended buying power for all your home improvement needs
Low monthly payments
Exclusive special financing offers
Apply Now.
Aplique ahora.
 
Lowe's Project Card.
Lowe's Project Card.
6-Month period to make all your project window purchases during which no payments are due and no interest accrues*
Low fixed monthly payments
Interest rates as low as 7.99%*
Credit lines to support major projects
No annual fee or prepayment penalties

Apply In-Store
Aplique en la tienda
Payments   1/35th of balance   4 to 10 years fixed monthly payments
Initial Qualifying Purchase   $0   $1,000
Unique Features   Special deferred payment promotions throughout the year   6-month "Project Window" to make all project purchases with no payments due and no interest accruing during this 6-month period
APR   21.99%   For the first project window, rates can range from
7.99% - 17.99%
Credit Line   With a wide range of credit lines, it's perfect for everyday purchases   Up to $30,000 credit lines available to support major home improvement projects
    Special Financing Offers
Lowe's Consumer Card holders enjoy exclusive offers and savings on all purchases.

Learn More.
  Project Payment Estimator
Have a Lowe's Project Card? Access our helpful estimator to determine what your payments could be for your big home improvement projects.

Learn More.
*Click here for details
Find a Store Near You.
Open a Lowe's credit account and then visit one of our stores to do a little shopping.
Find a Lowe's