Lowe's Home Improvement
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Finance Major Projects With a Lowe's Project CardSM

Apply at any Lowe's store to enjoy fixed monthly payments and six months interest-free.*

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Pay Bill & Manage Account Online

Handle your Lowe's Credit account online — it's simple, secure and convenient.

Pay Bill

Using Your Lowe's Project Card
  • Begin using your project card by making an initial purchase of $1,000 or more.
  • Accrue no interest for six months, although minimum monthly payments will be required during this time.
    After six months, an APR of 7.99% to 17.99% will apply.*
  • Enjoy low, fixed monthly payments for four to 10 years after the six-month purchase period ends.
  • Make a new purchase of $1,000 or more in any Lowe's store after your first six-month period ends, and begin a new six-month interest-free period.
    (This applies to new purchases only; interest will be assessed on previous purchases.)
  • Support your home improvement projects and major purchases with our generous credit lines.
  • Enjoy the convenience of managing your credit account online.

Lowe's Consumer Credit is issued by GE Capital Retail Bank. The GECRB Privacy Policy governs the use of Lowe's Credit. The privacy policy may be different from the Privacy Policy of Lowe's. *A six-month project window is established when an initial purchase of $1,000 or more is made with a Lowe's Project CardSM. All purchases made after this six-month period begins will be included in the project window. During this six-month period, no interest is assessed for those purchases, and minimum monthly payments are required. After the conclusion of the six-month period, interest will begin to be assessed for that project window, and fixed monthly payments will be required. After the conclusion of the six-month period, a new six-month project window can be established by making a new purchase of $1,000 or more with a Lowe's Project CardSM. An APR tier will be assigned when an account is opened: Tier 1: 7.99%, Tier 2: 9.99%, Tier 3: 11.99%, Tier 4: 13.99% or Tier 5: 17.99%. Minimum finance charge: $1. Subject to credit approval. Excludes all Lowe's Canada Credit products.

Lowe's Business Credit

5% Off*

when you use your Lowe's Business Credit account. In-store purchases only. *Some exclusions apply. See store for details.