Lowe's Home Improvement
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Lowe's Consumer Credit Center

With two great cards to choose from, select the right card for your home improvement needs, and enjoy the ease of paying your bill and managing your account online.

  • No annual fee
  • Low monthly payments
  • Wide range of credit lines available

Apply Online

Pay Bill & Manage Account Online

Handle your Lowe's Credit account online — it's simple, secure and convenient.

Pay Bill

Lowe's Consumer Credit Card

Use it in store or online for all your everyday purchases.

Card Features

  • Exclusive financing offers
  • Wide range of credit lines available
  • Low monthly payments
  • No annual fee
  • Online bill pay and account management
  • Two unique card designs
New: Reduced APR With Fixed Payments*

Ask for 84 fixed monthly payments at 5.99% APR
until paid in full.*

  • Lowe's Consumer
    Credit makes it easy to
    get your project started.
  • Spend $3,500 or more
    and take 84 months to pay.*
  • Enjoy a low rate of 5.99% APR.*

Valid on single-receipt purchases of $3,500 or more made on a Lowe's Consumer Credit Card. In store only. Must request at time of purchase.

Apply Online

Get Details
Lowe's Business Credit

Ask for 5% Off*

when you use your Lowe's Business Credit account. In-store purchases only. *Some exclusions apply. See store for details.