Lowe's Home Improvement
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Lowe's Consumer Credit Center

With two great cards to choose from, select the right card for your home improvement needs, and enjoy the ease of paying your bill and managing your account online.

  • No annual fee
  • Low monthly payments
  • Wide range of credit lines available

Apply Online

Pay Bill & Manage Account Online

Handle your Lowe's Credit account online — it's simple, secure and convenient.

Pay Bill

Lowe's Consumer Credit Card

Use it in store or online for all your everyday purchases.

Card Features

  • Exclusive financing offers
  • Wide range of credit lines available
  • Low monthly payments
  • No annual fee
  • Online bill pay and account management
  • Two unique card designs
Lowe's Project Card

Finance home projects and other major purchases.

Card Features

  • No interest during each six-month purchase period*
  • Generous credit lines available to support large projects and purchases
  • Fixed monthly payments for four to 10 years after the purchase period ends
  • Spend only $1,000 to qualify

*After the six-month purchase period ends, an APR of 7.99% to 17.99% will apply.

Apply at your local Lowe's.

Lowe's Business Credit

5% Off*

when you use your Lowe's Business Credit account. In-store purchases only. *Some exclusions apply. See store for details.