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Prices, promotions, styles, and availability may vary. Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.

Credit Terms and Conditions

5% off*
or Special Financing**

Choose 5% off every day,* or select 6 months special financing with a $299 minimum purchase** when you use your Lowe's Consumer Credit Card.

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CREDIT FINANCING PROMOTION DETAILS: Offers subject to credit approval. Special Financing and 5% discount offer can’t be combined. If your purchase or order is over the minimum purchase required, you will be asked to select the offer you would like. We reserve the right to discontinue or alter the terms of these offers any time.


How to Receive: Pay with your Lowe's® Consumer Credit Card and receive 5% off your single-receipt purchase or spend $299 or more and choose Special Financing for six months.


See a sales associate at your local Lowe's for details.


*5% Off Your Lowe’s® Consumer Credit Card Purchase: Get 5% off your eligible purchase or order charged to your Lowe’s Consumer Credit Card. 5% Discount will be applied after all other applicable discounts. Offer can’t be used with: any coupon; Lowe’s military discount; Lowe’s employee discount; Lowe’s low price guarantee; Lowe’s volume or special discount programs; manager discretion price adjustments; contractor packs; or any other offer which expressly states it can’t be combined with any other discount credit offer. Can’t be used with the following products and/or services: extended protection/replacement plans; shipping, delivery or assembly charges; fees or taxes; gift cards; Dacor, ICON, Fisher & Paykel, Monogram, Smeg or Liebherr appliances (some brands not available in all markets/stores); Weber or Kichler products.


**No Interest if paid in full within six months. Offer applies to purchase or order of $299 or more made on your Lowe’s® Consumer Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within six months. Minimum monthly payments required. No interest will be assessed on the promotional purchase if you pay the promotional purchase in full within six months. If you don’t, interest will be assessed on the promotional purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payment may or may not pay off purchase by end of promotional period. Some or all of the minimum payment based on the promotional balance may be applied to other account balances. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases.


For New Accounts: Standard APR is 26.99%. Minimum interest charge is $2.00. Existing cardholders should see their credit card agreement for their applicable terms. Only one credit-related promotional offer can be applied to any one item on a sales receipt. The “purchase date” for an item is the date it is charged to your account. Your account will be charged immediately for an item, unless otherwise provided on your order sales receipt.


Excludes Lowe's® Business Credit accounts, all Lowe's® VISA® accounts and Lowe's® Canada Credit accounts. We reserve the right to discontinue or alter the terms of these offers at any time.


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