Lowe's Home Improvement

Credit Terms and Conditions

84 Months
Special Financing

Ask for 84 fixed monthly payments at 5.99% APR until paid in full with minimum purchase of $2,000 or more on your Lowe's® Consumer Credit Card.


Ask For 84 Fixed Monthly Payments at 5.99% APR Until Paid in Full. Limited time offer. Offer is not automatic and must be requested at time of purchase. Applies to in-store purchase or order of $2,000 or more on your Lowe's® Consumer Credit Card. Not valid online at Lowes.com. Interest will be assessed on promo purchase at a reduced 5.99% APR until promo is paid in full, and fixed monthly payments are required. Each fixed monthly payment will approximately be 1.4604% of the initial promo purchase amount. However, your minimum monthly payment calculated pursuant to the standard terms of your credit card agreement will continue to apply, and may result in a higher required payment and paying the promo purchase in less than 84 months. Regular account terms apply to non promotional purchases. Cannot be combined with 5% Off Every Day offer or other credit-related promotional offers.

For new accounts: Standard APR is 24.99%. Minimum interest charge is $1.00. Existing cardholders should see their credit card agreement for their applicable terms. Only one credit related promotional offer can be applied to any one item on a sales receipt. The "purchase date" for an item is the date it is charged to your account. Your account will be charged immediately for an item, unless otherwise provided on your order sales receipt.

Offer is subject to credit approval. Excludes Lowe's® Business Credit Accounts, all Lowe's® VISA® Accounts and Lowe's® Canada Credit Accounts. We reserve the right to discontinue or alter the terms of these offers at any time.

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